this is an interesting analysis. Sweden is working to eliminate all cash transactions and projects it can be done within 20 years. Only 3 percent of their economy is based on using bills or coins, while 7 percent of US economy is cash transactions. Sweden is tops in digital innovation in the world. We need to move along faster, that's for sure but can't if we don't improve our education system to allow for innovation and having a populace who can keep up with the changes.
http://www.cbsnews.com/8301-202_162-57399610/sweden-moving-towards-cashless-economy/?tag=exclsv
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